Loans in the following categories sometimes require these engineering certifications before they will issue a loan or mortgage.
- HUD
- VA
- FHA
- Conventional Lenders
Manufactured Home Engineering Certifications
If you are selling or buying a manufactured home, then most likely a foundation certification will be required. For all FHA and VA loans, an engineer’s foundation certification is required that states that the home is placed on a permanent foundation that complies with the “HUD Permanent Foundation Guide for Manufactured Homes”, dated 1996 by the US Department of Housing and Urban Development (HUD).
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